Uber's services have revolutionized modern travel. With uber accident lawsuit settlements a simple tap on your smartphone, you can get a ride almost anywhere, making it incredibly convenient. Despite its convenience, risks still exist. Accidents can happen, leading to potential passenger injuries.

We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.

Typical Injuries in Uber Accidents

When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:

Whiplash: Whiplash often results from rear-end crashes, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: When another driver causes the accident, they may be held responsible.

The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.